As with your physical health, you can avoid problems by checking your legal health. Such an annual legal check-up may uncover problems that can be corrected before they cause trouble. For example you may see that your property insurance is inadequate because of increased homeowner's insurance. Or, at the birth or death of a loved one, you may want to re-evaluate your will or life insurance policy.
A CHECK-UP MAY INCLUDE:
Good legal health usually includes having an estate plan with a valid will. Without a will, your property may not be distributed as you desire, extra expenses and taxes may be incurred, and some family members may inherit your property against your wishes.
A trust is a document that allows you to transfer property to loved ones using a trustee to carry out your instructions. Trusts created in a will are called testamentary trusts.
Trusts can also be created by a contract called a living trust. Living trusts can be useful estate planning tools for everyone, not just the rich. A living trust can help you avoid probate and keep your affairs private.
Review your estate planning documents whenever important life changes take place - when you marry, have a child, move to a new jurisdiction or lose a loved one.
Legal difficulties sometimes arise in the workplace. For example, your job application may have been rejected because of your age or race, or you may have been denied a promotion because you refuse the romantic advances of a supervisor. You may have been fired illegally for refusing to break the law, failing to work on your Sabbath or because of the results of a drug test.
The laws that protect employees against discrimination and unfair job actions have expanded, but frequently have strict procedures and time limits for filing claims. If you fail to take prompt action, you may lose your rights
IT IS TEMPTING “TO LEAVE WELL ENOUGH ALONE” AND TO AVOID DEALING WITH ISSUES UNTIL THEY ARISE. BUT TO BE FOREWARNED IS TO BE FOREARMED. ADVANCE PLANNING CAN PREVENT FUTURE PROBLEMS, OFFERS OPTIONS THAT MAY NOT BE AVAILABLE AT A LATER DATE, AND CAN SAVE YOU MONEY, TIME, AND GRIEF.
ESTATE PROTECTED -
CARE ASSURED 
